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Pickett Leads Effort to Urge Federal Action on Flood Insurance Premium Issue
3/10/2014
HARRISBURG – Legislation that urges Congress to re-examine federal flood insurance laws after property owners across the Commonwealth have received skyrocketing premium bills was unanimously reported out of the House Insurance Committee today, said committee chairman, Rep. Tina Pickett (R-Bradford/ Sullivan/ Susquehanna).

“Communities across the Commonwealth that lie within a flood plain have received flood insurance renewal notices with payments that are quadruple what they have been,” said Pickett. “Although this issue deals with the federal government, we are urging our colleagues on the federal side, through this resolution, to re-examine the act in an effort to give property owners more relief.”

House Resolution 648 specifically calls on Congress to re-examine the Biggert-Waters Flood Insurance Reform Act of 2012. That federal law required the National Flood Insurance Program to raise rates to reflect true flood risk, make the program more financially stable and change how Flood Insurance Rate Map updates impact policyholders.

“Aside from the overall unaffordability of these premiums, homeowners are concerned that the cost of carrying this insurance will basically make their properties worthless,” Pickett continued. “We also have concern about new flood plain maps and how those will impact our property owners and our communities as a whole.”

The resolution also was amended in committee to ask for additional studies on the federal reform; restore previous 2012 premium rates on the flood insurance; and allow a way for property owners to recoup surveying costs if their premiums were raised in error.

The more than 73,000 flood insurance policies in place in Pennsylvania have an insurance value of more than $13.5 billion.

The resolution now moves to the full House for consideration. If successful on the House floor, a copy of the resolution will be transmitted to the president, the presiding officers of the U.S. House and Senate, and each member of Congress from Pennsylvania.

Representative Tina Pickett
110th District
Pennsylvania House of Representatives

Media Contact: Jennifer Keaton
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jkeaton@pahousegop.com  
RepPickett.com / Facebook.com/RepPickett
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